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  April 2017

How Flexible Is Your Financial Plan?

When it comes to flexibility in a financial plan, it’s a delicate balancing act: it is important to maintain enough flexibility so your financial plan can accommodate unexpected events that are out of your control (like the loss of a job, unexpected illness, market downturn, or tax rate increase). On the other hand, a sound financial plan needs to be firmly grounded by factors you can control (like how much you save and spend) so even in the face of unexpected events, following your financial plan gets you to where you want to be.
[FULL ARTICLE...How Flexible Is Your Financial Plan?]

Financial Rules of Thumb

Financial rules of thumb are designed to provide quick guidelines for your finances. However, you shouldn’t blindly follow them without giving thought to your personal circumstances. Some of the more common financial rules of thumb include…
[FULL ARTICLE...Financial Rules of Thumb]

Saving Without Pain

Let’s face it, many of us think saving is just plain old painful. And it can be if you completely deny yourself, but there are many ways that you can save money without feeling deprived. Following are some painless saving suggestions to get you started…
[FULL ARTICLE...Saving Without Pain]

Making Progress Toward Your Financial Goals

One of the most rewarding parts of a financial plan is watching the progress you make toward your financial goals. Following are some simple steps that you can take to ensure you are on track…
[FULL ARTICLE...Making Progress Toward Your Financial Goals]

Shopping for Value in a College Education

If you’re shopping for college, don’t get scared by all the discussion of how expensive it is. While a college education remains one of the biggest investments you and your children will make, there are still bargains out there delivering a valuable credential for less than top dollar. But you need to know how and where to look. Here are some tips…
[FULL ARTICLE...Shopping for Value in a College Education]


Published by Integrated Concepts Group, Inc. 
Some information provided in this newsletter was prepared by Integrated Concepts. This newsletter intends to offer factual and up-to-date information on the subjects discussed, but should not be regarded as a complete analysis of these subjects. Professional advisers should be consulted before implementing any options presented. No party assumes liability for any loss or damage resulting from errors or omissions or reliance on or use of this material.